ESOP provides assistance to homeowners who are facing foreclosure, or struggling to make their monthly mortgage payments due to a predatory lending or hardship situation. Homeowners must currently reside in the home for which they are seeking assistance in order to be eligible for ESOP’s services.

ESOP has fair lending agreements with over a dozen lending and servicing companies; however, assistance is available to homeowners with any mortgage company whether ESOP has a standing relationship or not. While ESOP’s focus began in Northeast Ohio, our services are available to all homeowners, regardless of their geographic location.